As we head into the first quarter of the year, many homeowners and buyers are asking the same question: “Where is the market really headed?” The short answer: The Capital District real estate market is stable, selective, and very local. Headlines don’t tell the full story—so here’s what actually matters right now if you own […]
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(Sep – Nov ’24 Vs. Sep – Nov ’25) Key Take-Aways:
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Key Take-Aways: Details By County:
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A portable mortgage is a home loan structure that — instead of being tied to a single home forever — would allow a homeowner to transfer their existing mortgage (interest rate, remaining balance, and loan terms) to a new home when they move. In effect, you “take your loan with you.” Under current U.S. norms, […]
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You’ve probably heard it everywhere: “I’m waiting for rates to come down before I buy.” But here’s the truth — the Federal Reserve cutting interest rates does not necessarily mean that mortgage rates will follow. That might sound surprising, but it’s not unusual. And it’s exactly why informed buyers — the ones paying attention — […]
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Key Take-Aways: Stats By County
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Implementing the correct pricing strategy is crucial when selling a property because the wrongprice can negate the effectiveness of even the most extensive marketing efforts. While it’s tempting to focus primarily on marketing, it’s vital to understand that the list price is thenumber one factor in determining whether your home will sell and how quickly. […]
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