As we head into the first quarter of the year, many homeowners and buyers are asking the same question: “Where is the market really headed?” The short answer: The Capital District real estate market is stable, selective, and very local. Headlines don’t tell the full story—so here’s what actually matters right now if you own […]
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(Sep – Nov ’24 Vs. Sep – Nov ’25) Key Take-Aways:
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Key Take-Aways: Details By County:
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A portable mortgage is a home loan structure that — instead of being tied to a single home forever — would allow a homeowner to transfer their existing mortgage (interest rate, remaining balance, and loan terms) to a new home when they move. In effect, you “take your loan with you.” Under current U.S. norms, […]
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You’ve probably heard it everywhere: “I’m waiting for rates to come down before I buy.” But here’s the truth — the Federal Reserve cutting interest rates does not necessarily mean that mortgage rates will follow. That might sound surprising, but it’s not unusual. And it’s exactly why informed buyers — the ones paying attention — […]
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Key Take-Aways: Stats By County
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One Year Since NAR’s New Commission Rules August 17 marked one year since the National Association of Realtors® (NAR) put new commission rules into place as part of a settlement agreement. These rules changed how buyers and sellers pay their real estate brokers and led to major discussions in the industry. New NAR Commission Rules: […]
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