Home insurance protects your most valuable asset – your home. With various coverage types and exclusions, it’s easy to overlook potential gaps. This guide will help you understand the basics and ensure you have the coverage you need for peace of mind. What Does Home Insurance Typically Cover? Most standard home insurance policies cover the […]
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Over the last several months I’ve consistently been getting questions about how real estate commissions, specifically buyer agent commissions, work post-settlement. For those of you who may not be aware: As of August 17, 2024, several practice changes were implemented following NAR’s settlement agreement, resolving claims brought by home sellers related to broker compensation. Consumers […]
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As 2024 comes to an end, the U.S. housing market continues to struggle with two major problems: not enough homes for sale and high mortgage interest rates. After a year full of uncertainty, real estate experts are looking ahead to 2025, expecting another year of tough competition and limited options. Low Supply Continues to Be […]
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In September 2024, the Federal Reserve cut its main interest rate by 0.5%, the first big cut in four years. Many people thought this would lower mortgage rates significantly, but the drop has been smaller than expected. Here’s a breakdown of how the Fed’s decision affects mortgage rates and what it means for people looking […]
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Key Take-Aways: BOTTOM LINE We’ve now seen three consecutive months of inventory improvements and decreasing interest rates. These trends could provide the incentive that both buyers and sellers need to get into the market.
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Summary of the Lawsuit A major lawsuit against the National Association of Realtors® (NAR) and several big real estate companies has recently changed how real estate agents get paid. The lawsuit claimed that some practices around agent commissions were unfair. As a result, new rules that affect how agents are compensated when a home is […]
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BOTTOM LINE We’ve seen two consecutive months of inventory improvements, coupled with decreasing interest rates. This could provide the incentive that both buyers and sellers need to get into the market. While we might see a slight dip in the market in November due to the election cycle, there are positive signs that the market […]
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With the 2024 US Presidential election coming up, many people looking to buy or sell homes wonder how this event might impact the housing market. While elections can cause a lot of buzz and speculation, history shows that their effect on the housing market is usually small and temporary. Here’s a look at how past […]
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